Here are the
frequently asked questions from our resellers!
Before you ask a question by mail to the operator (corresponding languages
german or english!) look here, on the respective sub-page or under the
FAQ Carduser (answers to the card itself)
T&C (Terms & Conditions
Delivery & payment conditions (for
user and reseller)
if there is the answer already or ask your direct sponsor.
Questions which are answered on this website
already will be not answered seperate.
On this page you find answers to the following topics:
FAQ about the program in general
FAQ about payment and currency
FAQ about insallement of (multiple) account(s)
FAQ about competition
FAQ about non-circumvention agreement
FAQ about advertising-rules
FAQ about commissioning / active accounts
FAQ about cancellation of accounts / inactive
FAQ from mercants / card accepting stores
FAQ from companies / bulk orders
FAQ about the partnerprogram
When will distribution start?
Already started! Whenever you see this website the product is available
and we deliver a.s.a.p.
Is it a prelaunch?
No! The product is ready, we deliver and you receive commissions immediately
- not only sometimes!
Why others make prelaunches?
Mostly they do not have the product ready and need buyers first, who
are going to finance the company by their payment and then the company
try to produce or buy the product. Not always successful. Furthermore
it's easier for a company to go in the market with an already existing
distribution and they will get easier the necessary funds for the start
than without any sales-organisation behind. Sometimes it is just a market-test
or the company is not registered yet.
Will i receive follow-up commissions?
Yes, you will receive commissions from all future orders of all your
partners and clients . And the best - you receive commissions over 6
Will i recieve follow-up commissions from the card-fees?
Sorry, that's impossible, since the card is valid for 5 years, we charge
no fixed monthly fee and the cards are anonym, so the cards cannot been
assigned to a partner.
Transaction fees charged by the card-processor are used to maintain
the service. They don't pay us commissions and the expenses for such
an accounting would be anyhow to costly, as we know from practics.
Will i receive commissions from the transaction with the cards i
No, this is impossible as well. Neither deposits nor withdrawls or purchases
will be registerd by us and therefor we cannot pay commissions for transactions.
But another company promised me this.
To promise and to keep a promise are two sorts. We know, that there
are companies, which make such prospects, but nobody will give you such
a guarantee. If you definately receive somewhere commissions, when a
partner in your third tier paid his dinner with a card, let us know!
How much money can i earn?
It depends on you and the efforts of your partners you enrolled.
The payment is only result-orientated - there is no limit for
your income by commissions.
It depends on you and the efforts of your partners you enrolled.
The payment is only result-orientated - there is no limit for
your income by commissions.
Use your personal income-calculator
to estimate your possible profit- and income potential!
Do you guarantee a minimum income?
No, this would be at least unserious. Also our partners are not allowed
to make some statements about the height of your income or guarantee
you a minimum or fixed income.
Must i declare this income to the tax?
Yes, in case this income is taxable according to the laws in your country.
You are responsible by yourself for your tax - we do not make tax-declarations
How about the Visacard?
Euro or Dollar?
We are in negotiations with an authorized distributor, who is discussing
with Visa about this topics. As soon as we can offer Visacards as well
we will do it.
If you are ready to open an offshore bank-account to receive a Visa-Electron
Card we may help you through some partner-companies. For details, please
In which currency can i pay?
To simplify the orders for all clients and partners, paymants are accepted
in Euro and USDollar. The price is (for now) equal. This can be repealed
anytime - especially if the exchange-rate between Euro and US$ will
differ engraving. Payments in other currencies are not accepted.
Please note the following rule:
Orders from clients/partners within the EU, Europe and countries, which
have the Euro as local- or Lead-currency
will be charged in Euro
Orders from clients/partners from USA, overseas and countries, which
have the US$ as local- or Lead-currency
will be charged in USDollar
The country in which the orderer lives and in which currency he make
his first payment will be decisively, in which currency (Euro or US$)
the reseller-account will be kept in future.
This is not concerning the card-account. Card-accounts are kept in USDollar
*) Lead currency: From wherever in Europe and where the Euro is the
local currency you pay in Euro. Also from (french, dutch, spanish) oversea-territories
and from countries, where the Euro is (beside the local currency) an
accepted side-currency resp. the lead-currency (EU-candidates and Currency-Board-states
as Bulgaria, Bosnia-Herzegowina, Montenegro, Kosovo, Estonia, Lithuania;
Latvia, Macedonia, Croatia, Jugoslavia, Poland, Hungary, ...)
Use Euro also for payments from Switzerland and UK.
If your country is located in Europe, but USDollar is more common, you
can pay in US$ as well, if it is easier for you. (e.g. Turkey, Russia,
Payments from America, Asia, Australia and Africa please send in US$,
except if Euro is the local / lead currency (european oversea territories)
In which currency my partner-account will be kept?
The answer is in in conformity to the previos: Accounts from European
partners (as before) will be kept in Euro. All the others will be kept
Why can accounts be kept in different currencies?
It helps the partners and clients to order easy without taking care
on daily different exchange-rates. Also it is easier for the program
operator to organize the program and bookkeeping of the accounts.
How about the exchange-rate?
At this moment the value of USDollar and Euro is nearly equal, small
differences can be absorbed by the program-operator. Since we need Euro
and US$ as well it will adjust itself. If the exchange-rate will differ
angraving the rule may change and prices and accounts adjusted.
How to select my currency?
This will be done automatical - depending on the country where you live
and in which currency your first payment will arrive. In this currency
your account will be kept. If you have (e.g. as private person and company
located in different countries) more accounts, you may also have accounts
in both currencies.
Can i change the currency later by myself?
No, the selected currency will remain unchanged (if the currency-rule
is not changed completely)
What happen if partner pay in another currency as my account is
We always calculate in the currency fist choosen, no matter, in which
currency your partners pay. A card cost 95 monetary units (no matter
if Euro or $ is the paid unit) and will be calculated in the selected
As example: You live in USA, your account is kept in US$ and your partner
from Germany buy a card at 95 Euro. He paid in Euro. You receive (in
first level) 20% commission (i.e. 19 units), which will be credited
your account as $ 19,-. If this partner recruit another partner from
Russia, who pay a card for $ 95,- (95 currency units), your commission
will be also credited in US$ ($ 4.75), while your german partner will
receive his commission again in his currency - i.e. 19,00 Euro.
In which currency will i receive my commission paid?
Payoff is done on your Cirrus-account, which is always kept in US$.
Payments will be effected in US$ currency, the exchange will be done
according to the actual daily rate. If your partneraccount is kept in
Euro you will receive a slightly higher or lower US$-amount on your
card, if your partneraccount is already kept in US$ you will receive
exactly the same amount on your Cirrus card (less transaction fee)
Why different currencies for partneraccounts?
To open accounts,
double accounts / multiple accounts:
The reason is to simplify the organisation of the partneraccounts and
allow easy payment from our clients. In fact the prices of every single
item equals a point-unit. If we would change the prices of the items
every day according to the exchange-rate there would be daily other
prices and numbers, which are hard to transfer, since wire-transfers
or money orders sometimes are not accepted if there are no straight
figures. 95 can be even sent in Euro or Dollar in an envelope (unlike
94,78). Even more complicated is to keep the statements up to date if
we have to recalculate them with daily exchange rates. To recruit partners
outside the own currency-sphere would be mor complicated and the handling
I don't have a computer / internet can i participate in the program?
Yes, you don't need an own computer or internet-connection, but we must
reach you by e-mail. This can be also through a internet-cafe, etc.
My friend living on another adress, but using my computer - can
he/she participate - and may i recruit him/her?
Yes, no need for an own PC, just a seperate e-mail adress is OK.
May i recruit my spouse?
Yes, you may recruit family-members and relatives but only 2 persons
at the same adress (same household).
Can i recruit my wife and she recruit my son and he my daughter?
This is only allowed, it your kids are already adult and living on another
adress. If your kids are still in kindergarden it is not possible, also
if they still live in the same household.
My brother lives at the same adress, but he have an own flat in
the same house - can i recruit him additional to my wife?
Yes, if he have an own adress (another flat / door number) it is no
problem. If your whole family lives in the same house at each flat/household
2 persons are allowed.
I have a second household (different adress) - can i recruit myself
at the second adress?
No. You cannot recruit yourself as person, no matter how many flats
My 99 years old grandmother lives in a home for the aged - may i
If she agrees, of course! But remember, we will correspond with her
and she will receive the commissions - not you! If she dies, the account
will be transferrred to the known heirs.
My uncle in the outbacks of Australia don't care what i do under
his name - can i enroll him as well?
No, if somebody don't agree personal with an enrollment, you are not
entitled to do this. Neither the missing grand grandfather, nor the
granduncle placed under diasbility or the imprisoned neighbour can be
enrolled without his consent. This an illegal act as well as enrolling
non-existing persons. Donald Duck cannot be enrolled, no more than names
from the local obituaries! Also homeless from the street with adress
"barkbench central park" cannot be enrolled. Enrolled persons
must personal agree and need a regular resident adress.
I have a Limited (company) - can my Ltd. participate in the program
Yes - you may have an account in your name and another as company, if
this is a seperate legal construct. You can recruit your company or
I am freelancer and my company is registered with my name only -
can i open two accounts?
No - if you and your company is the same person it is not possible.
But if you have good reasons to open two accounts (e.g. you want to
seperate your personal and your company-expenses), you can report us
this circumstances and have two accounts, which must be enrolled in
the same level. You are not allowed to recruit yourself (yourself as
a name-registered firm). Also if your company got some phantasy-name
(e.g. "Billy´s Bar") , but is registered officially
with your name you cannot recruit yourself.
I have a corporation with several departments and branches on different
locations; they all have the same company name - how should i proceed?
Sign up the headoffice first and under the headoffice you enroll every
branchoffice on the same level. As headoffice you can recruit the branch-offices
in one level, but not all in next levels.
If within the headquater you have also different departments, which
need own accounts, report us this fact and handle each department as
it would be a branch.
I have different companies with different names (each a individual
legal personality) and on different locations - how to sign up?
You are free to sign up as you like and one company can recruite the
other - even if you have 20 different Inc., Ltd's and Corps. at different
At one adress i am registered myself and all my 20 Ltd's (e.g. a
Construction-company with a seperate Ltd. for every project). How can
In each household there are only 2 signups allowed. You inform us about
this fact and below your own name or the name of your main-company (holding)
you can enroll all your (sub-) companies in the same level. You are
not allowed to signup your companies over 20 levels in depth.
What is considered as a regular resident adress?
Your resident adress is where you usually stay and where you are officially
registered (if this is necessary in your country). The adress of a company
is the adress, where she is registered in the company register. Neither
"City cementery Row 3", nor "Penal Institution securitytract",
"Insane Asylum - closed wing, padded room 1", "Mattress,
right under the bridge" , "Locker 321 Central Station",
or "Poste Restante, General Post Office Calcutta" are regular
adresses, which are accepted for this program. Post Office Boxes can
be mentioned only as additionalmailing-adress, if there is a actual
person or company with a regular adress in the same city behind the
P.O.Box. A hotel is no regular resident adress, except you are the owner
or permanent tenant.
I have a Visacard - is this forbidden?
Of course not! You can have as many credit- and debitcards as you like.
This is not what we mean by non-competition.
I already participate in affiliate-programs (e.g. Cashevolution,
Empowerism, etc.) which give debitcards to their partners - will i be
excluded from this program?
Don't worry, you can participate, even you are member of ten other such
programs, which offer debitcards for their partners, as long this is
not their main-business and a direct competitor.
I participate in a affiliate-program, which offers offshore accounts
with debitcards - how about this?
Also no problem, as long you are not the general manager of this competitor
and as long you keep all our internal things confidential.
I am employee from a bank and also in charge for creditcard-applications
- may i join?
Yes, as long you keep our datas confidential - but you know this paragraph
from your employment-contract with the bank already.
My spouse is working as secretary for a creditcard-organisation
(e.g. Diners Club) - any problems?
No problem, but neither you, nor your spouse may disclose informations
and datas to her/his employer.
As a leading manager (chairman) of an internet-firm selling also
solely debitcards i want to join the program to know what´s going
on there - may i?
No - leading manager of direct competitors and their familymembers are
not allowed to participate.
May i offer other debitcards to my downline?
About the Non-Circumvention
No, the partners of this program are tabu. You got a free website to
promote this program, not to deal with any other products!
What means Non-Circumvention?
How about free competition?
The business-ethics within a group with the same target (especially
in a MLM-structure) should include absolute mutual trust. Building a
Network is only possible, if trust is a logical precondition and if
partner help each other without fearing to be by-passed. It must not
happen, that a sponsor sneak his partners business or prospect, if he
is asked for support. To help his downline is a natural rule in Network-Marketing
and the trust, which a partner set in his sponsor, when he ask him for
help, must not be disappointed and exploited unfair. If a partner pass
on datas from a prospect, who should be informed by his sponsor (who
might have more experience or a better knowledge about a product) in
some details, this sponsor may not recruit this prospect for himself
and enroll the person by circumventing the originating partner, but
should sign him up under his originating recruiter.
This rule should avoid, that new, unexperienced partners are afraid
to ask the upline for help, when they would need their sponsors most.
Competition is fine, but not by internal unfairness, which is moreover
By helping your partners to achieve their goals, you help yourself to
succeed in Multi-Level-Marketing. To snap away a business - which is
anyhow profitable for you - from your partner, who brings you steady
business, destroying trust and lose a business-friend would be pure
Do i have to ask for permission everytime i send out a mailing?
Of course not! You can promote your business as you like, as long as
you are following the general rules. Keep in mind, that you are liable
for your advertising and the statements. If you are offering a "Creditcard",
your client is right to ask for credit and if you guarantee a monthly
income of $ 100.000 your partner may sue you, if he don't earn this
What happens, if somebody complain about my spam?
We will follow this case and if he is right, we will warn you first
time and in rude cases (if we get several complaints) and in case of
repetition we will delete your account. We know, that there are always
some people, who complain about mails, they asked a day before and we
will proceed accordingly. Avoid in any case mass-mailings to unknown
adresses, even you bought them in good faith, this will lead definately
to troubles. Especially, if you copy all adresses in the CC-window (and
make them visible to all receivers) instead of using the BCC (BlindCarconCopy)
fuction to make them invisible. Also never spread out your advertising
by the "reply all"-button to such mails - this is also considered
as spam. Never send mails to adresses you extracted by some search-
& spider-programs from classified ads or unknown homepages. Also
do not send a "request" to such adresses. It only leads to
troubles; same as if you post your ads in chatrooms, newsgroups and
forums, where this is not explicit allowed.
How may i use the mailfunction to my downline?
You can and should utilize this function to keep contact to all your
partners. You may do whatever you want to keep information flowing without
bothering your partner. Use the function to inform, motivate and communicate
as far it is necessary for the program. Use it reasonably and dont's
swap your downline with irrelevances, or nobody will take care on your
important messages, your mails will be deleted without reading and partners
will unsubscribe from your list..
May i use the mailfunction to promote other opportunities?
In general not, except it is useful for this program as well. If you
found a new way to advertise (mailexchange, etc.) you can inform your
downline from time to time, but not promoting daily each new offer.
If you dedected a fine new translation-program, a specialized newsgroup,
a related article, etc., inform your downline, but exempt them from
daily scrap-mails about paid4... offers. Of course you can add the link
to your private homepage or your chatroom, but not hundereds of advertising-links
for strange programs. If your downline complaining, we will stop you.
May i mention the high income opportunity in my advertisement?
Yes, as long you give no guarantee or promise irrealistic income. Be
credibly and avoid exaggerations! Your promotion will be more successful,
if you stay objective and serious. Examples of calculations must be
identified as mathematic-examples and may not been interpreted as guaranteed
Which advertising is catching?
Prospects for the debitcards search for competent advise and correct
information. Discetion, seriousity and trust are basic for a successful
business. Unprecise statements and loud slogans will discourage the
real buyer. Debitcards are a realistic considered product of high attention
(money!) and not an emotional purchase - information sells such products!
Distinguish clearly if you advertise for the end-buyer (the anonymous
card-user), for companies and key-account clients (e.g. paid4.... programs,
which want to use the cards as payment-instrument) or if you advertise
to recruit reseller for your structure and treat them seperately.
Keep in mind, the reasons for this three groups are various and respont
to their wishes.
The foreign worker, who want to transfer money home, the dentist, who
want to carry his holiday-expenses by the card or the general-manager,
who want to provide a card to his staff will most probably show no interest
for the Network-opportunity. You should simply accept this.
About commissioning; active accounts:
When will commissions be paid?
Commissions are paid at the beginnig of each month for the previous
month(s). Once the minimum limit of Eur./$ 20,- is reached the
payment can be requested, once the height of payable commissions
reached Eur./$ 100,- payment will be done automated. Commissions
are payable for active accounts only.
When is an account active?
An account is active only after an OWN purchase (paid order) startig
with the day the payment arrived. As long there was no order (and
payment) from an account this account is not considered active.
To maintain an account active, the account must have once within
6 month either an own purchase or a direct sale to the first level
(firstline). Turnover from deeper levels do not maintain an account
as active, even this turnover will be commissioned of course.
An unpaid order is not enough to activate an account. The Platin
Plus Service is considered as an valid purchase only if the application
was accepted by Mitacs, an inital payment arrived at Mitacs and
the service is in use for at least three month. If the service
is cancelled earlier it is not considered as a valid order to
activate an account or to be commissionable.
Will commissions been paid from an non-active account
No. As long as an account is not active or from the moment an
acoount is not longer active no commissions will be paid to this
account and all commissions, which are earned within an inactive
period are void. This money will neither paid out later nor can
this commissions be used in any other form. This regulation will
be executed strict and without exceptions, „i did not know“ is
no excuxe. (this is clearly stated in the T&C’s and mentioned
in newsletters from time to time
How is the handling in practice?
After signup is a one month-period to place an own order, during
this period commissions will be accepted also for order from the
downline, if they happen before the first own purchase. Means,
if someone signs up on the first of a month, enrolling new partners,
which order immediately and the referrer place his own order to
activate his account some time later (within 30 days after his
own signup), commissions for the previous orders of his partners
will be commissionable. This is a fair chance to test GlobalCash
and to select the right item to buy. After the 30 day-period the
commissions will be waived irrevocable. No exceptions, since within
30 days it should be possible to make a choice, to place an order
and effect the payment.
Further – after the 30-days trial – commissions are only void
from exactly the moment on, when an account is active – not a
day, a week or a month retrospectively.
To be eligible receiving commissions from the very first moment,
every partner should place an own order within a month after he
signed up. (since if somebody do not even know the products he
also cannot refer them to others, i guess)
"Only the convinced can convince others“ - (Aristoteles).
As soon as there is a first own turnover (and as long as the account
is active, means an own purchase or a direct sale within every
half year – this period will be considered approximately) all
sales will be fully commissionable.
Can i buy later to activate my account?
Sure. An account can be activated anytime – even after several
months – by a own purchase. But the commissions gained before
the activations will be void and will be not credited later on.
Can i re-activate an account after a period of inactivity
Yes, this is also possible. If an account after an own sale was
inactive for e.g. 12 month - no own purchase and no direct-sales
to the first line during a full year – the account is considered
as inactive since the last 6 month, but a own purchase or a direct
sale in the first level will re-activate the account without delay.
For the period of inactivity will be no commissions (maybe arising
from sales in deeper levels) paid, but starting from the day the
account is reactivated all commissions will be accounted and paid
How about if i bought items already before i become a
The same 30-days regulation as for the reseller is effective,
in case somebody (as a enduser) order items before he even sign
up as a reseller. Purchases within 30 days previous signup will
be accepted as a own turnover, orders dating back a longer period
are not acceptable, the buyers-datas might been even deleted meanwhile.
This regulation also enables buyers to test the product before
he decide to become a reseller.
In case i (my family) have two (more) accounts – is one
order good enough to activate all accounts?
No! Each person can have one account only, and in considering
the other account owned by another person, the other person must
activate the account as well by themself by an own purchase. It’s
not enough if a family holding 5 accounts place just one order
to get commissions paid to all their accounts and across 5 levels.
Sorry – this is not the spirit of MLM.
I have already ordered a few cards for my family, but
always used the same account!
If we received several independent orders from accounts, which
came obviously from the same family (same familyname, same postal-adress,
e-mail, telephonenumber, etc. – from one family at the same adress
there are only two accounts allowed) we can make an exception
as follows: Upon request the first order received can be assigned
to the first signup (the sponsor) and the second/additional order
can be assigned to „family-account“ in the downline and be commissioned.
In such case we can consider it as an error to be excused. This
exception can be used only once for the very first order and only
in the case, if several (two) independent orders arrived. Such
a proceeding will be done only upon request – it is not an automated
process, but a goodwill as far as possible (if the orders and
accounts are still on file and can be tracked).
In practice: Mister John Doe has an account and enrolled his wife
Jane Doe (at the same adress). First Jane ordered a card and a
month later John also ordered a card, but again using the name
of his wife. In this case we will make an exception and we can
use the first order to activate Johns account with the first order.
Precondition is, that John has his account already first (not
any later constructions accepted), both accounts still existing,
we receive a request to do so (a simple mail is enought) and both
parties – John and Jane Doe – agree in this proceeding.
Can i utilize / split one collected order for several
cards to activate several independent accounts?
No - Each order is valid only completely for one account. Its
not possible to gain the discount for 5 cardsets by one order,
but split this order to 5 different accounts for activation. Either
you will have a discountprice for the collected order of 5 sets
for one account or you purchase the 5 sets at the regular price
from 5 different accounts to activate them all. Of course you
can order at the same moment for three of your accounts promotion-packs,
for the next some CallingCards and for the last the debitcards
– its up to you. (precondition that your accounts are for different
juridical persons and allowed according to the T&C)
May i transfer commissions from inactive accounts to
No. Commissions are not transferable to other accounts or other
persons in order to circumvent this regulation. Payments will
be done exclusively to this person, who is identified as the owner
of the account. It is also useless to change names later in the
administration area to circumvent this rule – all datas are tracked
and stored immediately at the signup in an independent database
and changes are obviously visible to the administrator, since
such accounts cannot be assigned to the actual owner.
Can i utilize commissions for a purchase?
Yes, once the account is active and the commissions due, it is
possible to request the commissions to be used for a order, effected
at the same time. In this case you should pay attention to the
fact, that only complete commissions can be paid (not partial)
and it is also not possible to pay orders using some part from
commissions and pay another part by wire-transfers etc. In exceptional
cases it might be possible, but not on a regulary base.
An inactive account definately cannot been activated by a purchase,
which should be paid by commissions which are not due: Clearly
spoken it is not possible to wait until the downline generate
turnover and utilize the non-due commissions from an non-active
account to buy something and to turn it into an active account.
From every account to which commissions will be paid, first of
all there must exist an incomming payment.
Any minimum-turnover to activate an account?
No neither the height of the turnover nor the kind of purchased
product is important.
Will i get commissions for all products or only for products
i bought myself as well?
For all! No need to purchase all various products from GlobalCash
to receive commissions for all types of items referred. Ist only
essential to buy any product to activate the account. Ist enough
to buy just one debitcard by your own in order to get the commissions
for debitcards, promotionpacks, calling-cards and all other GlobalCash
Why it’s impossible just to refer, without buying?
You may do so, but you will gain no income from this activity.
– and there are a few good reasons:
First of all you should know and utilize products by yourself,
if you suggest them to others. If you refer things you do not
even know by yourself you are not trustworthy to a client and
you will have less success.
The website for the partners cost money and it makes no sense,
if there are countless signups from brokers but no buyers for
the product. There are numberless such programs in the web, most
of them are stillbirth before they started. In order to survive
on a serious base and to pay ongoing commissions, every program
need first of all an income. To generate an income items must
be sold, not only money shifted between the members.
Partnerprograms live from active members and every serious networker
prefer to work in an active program, where he also can gain a
serious income, not only to have a remarkable downline. From nothing
This is a fair play: Nobody is forced to to pay something for
a „membership-fee“, webspace or knowhow, but everyone can utilize
the 30 days trial period (or even longer) to find out, if he is
really willing and able to sell this kind of products. And in
case he invest some money, then for a product which is representing
a value – even later on. Not for an entrance fee, which will be
gone and become worthless later on.
This practice makes sure, that only really interested persons
join the affiliate program, no illusionists, thinking they can
become a millionaire within a few month without working and investments.
This dreamer should try their luck elsewhere. Watching the success
of those partners, who are really engaged in this business, iam
positive, that this considerations are correct.
But i dont need the GlobalCash products ...?
Maybe you don‘t need them – but your clients. For this reason
you will at least need one sample, know the proceeding and the
function from own experience. How else will you be in the position
to explain the product or show the clients a sample if you are
And finally, you can give the products to someone else, if you
really dont know what do do with the item.
Why the commissions show up in the admin-area of inactive
accounts as well?
When booking the clients payments (which are commission-effective
in 6 levels) the program makes no difference between active or
non active accounts. This is the reason, why the commissions show
up on all accounts, but non- active accounts actually receive
no payments. This funds decline and will be deleted from the accounts
by moving them from „Amount due“ to „amounts paid“, even the money
will not be paid off. So everyone, who has an inactive account
also see the amounts he is loosing.
What happens to this funds?
accounts and termination of accounts:
Delined funds will be utilized e.g. for incentives and extraordinary
advertisement (beside / additional to the income from the promotion-packs)
and will become in favour of the participants of the advertising-program
and the successful partners. Another part of these amounts will
be used to improve the program, for product development and saved
for incalculable expenses.
When and why will inactive accounts be deleted?
An account may (not must) may be deleted after one year of complete
Inactiv means, that (within one year) there is no own turnover (no own
orders), no new partners recruited and no direct sales to existing partners
- means there is no own turnover and also no turnover in the firstline.
In such a case it is obviously that this partner is not longer interested
in the program and most probably he just signed up to get a card (which
is anyhow not necessary), to participate from the bulk-order price or
becouse of any other reason, which don't apply any longer. If someone
is inactive for a year we also think he is not longer interested to
be stored in any database. For the operator there are only additional
cost, the datas slowing down the system and access getting slower for
Such an account may get deleted (usually also in the interest of the
Before we delete accounts we will try to contact the persons anyhow.
Deletion will not be done automated. Such cancellations are also for
the advantage of active members, who will find in their downline also
just active partners. This partners will also be better supported by
Considering this program is a longlasting, serious business it is in
everybodys interest, that only active partners participate.
What happen to the downline in case an account is cancelled?
In case a member with own partners in his downline is deleted, the partners
move up to the next sponsor in their direct upline. This will create
an "Spillover-effect" from the basic up.
As an example: Imagine an inactive partner, who once recruited another
inactive partner, who recruited just one partner (in most cases this
are accounts from family-members, who enrolled each others) will be
deleted. Below this chain of some inactive there is an active member
and here starts an active structure, which might have grown up to thousands
active members in the 5th. and 6th. tier. As long the 2 inactive accounts
are in between the (active) Upline-Sponsor will receive no commissions
(since this crowd of partners would be in his 7th and 8th level - out
of his reach. But once this two inactive accounts are cleared, this
partners are suddenly in his commissionable levels 5 and 6 - Surprise!
How can i make sure my account is always active?
It's easy! The best is active participation in the program, referring
new clients and partners. Whoever don't want to sell and recruit himself
(or want to take a rest for a year and go on a long vacation), is well
advised to participate in the promotion program. The own turnover for
the promo-pack is enough to keep the account active and moreover this
advertisement will automated recruit new partners and make new sales,
so that the account is constantly active and the downline keep on growing.
How to unsubscribe from mails?
It is not possible to unsubscribe from mails from the administrator,
becouse they contain important informations from the program-operator.
Partners can only change the mailadress where such mails should
be sent to. (ATTENTION – if a mailadress is unavailable, the account
may be deleted). In order to unsubscribe from the admin-mails
it is necessary to delete the account completely.
Can i cancel my account myself?
Of course it is possible anytime to unsubscribe and cancel the
account. All datas will be irrevocable erased from the system.
How can i unsubscribe from the program and delete my
As long as the account showing no affiliates (downline) and/or
commission-credits (amount due) a mail containing the User-ID
and password sent to firstname.lastname@example.org
is enough and the account will be deleted at the next database
If an account got already partners in the downline and/or commissions
(amount due) it is necessary to send a signed application to delete
the account (showing name, adress, User-ID and password along
with a copy of a identification document) by registered letter
to Norbert Brust, Sanettystr. 3, A-1080 Wien (Vienna) – Österreich
(Austria). The account will be also deleted at the next database
cleanup. The partners from the downline will be shifted to the
sponsor in the next higher level automated. Credits on such an
account will decline, if they are not collected before the account
get cancelled (pay attention to the min.-payout limit). Amounts
below the min.-payout limit will decline anyhow irrevocable.
Can i sign up again after an account was cancelled?
Yes, also possible anytime. Precondition is, that the account
had not been terminated by the operator due to an offence against
the T&C and the operator refuse a new registration from this
Why these sanctions for misbehavior?
from merchants (card accepting POS):
Each rule need also sanctions, otherwise the rule is teethless. If there
would be no penalty for excess speed, everybody would drive as he like.
Even the bible knows the sanction of eternal hellfire. And since we
are not dealing with a few advertising-points or fractions of cents,
but with pretty good money - money which also belongs to the single
members of the program - and with the best efforts of many people, everybody
have to be protected from the misbehavior of single individuals. Such
misbehavior (fraudulent manipulations, misuse of the system, etc.),
which may not only lead to disadvantages but also may infringe in the
property of other persons. In such a case it is not enough to say "Please,
don't do it again", but needs draconian means of discourages, which
also must be allowed to execute.
Finally the commentary of the sanctions will be a matter of discretion
by the program operator, but in case of willful acts to the disadvantage
of others, the frame of the sanctions - up to the cilvil law- and penal
prosecution - should be able to be exhausted.
This should be clear to everybody, who might try to get advantages by
illegal actions or hindering others (even indirect) in their work.
Can i also accept these cards?
Yes, if you already accept PIN-operated debitcards you can accept this
card as well. If in doubt, ask your card-processor / clearinghouse (Mastercard,
Visa, Europay, etc.)
How can i know, if i can process PIN-operated debitcards?
If you have a card-scanner, an online-connection to your card-processor
/ clearinghouse (creditcard organisation) and your clients can enter
their 4-digit PIN by a numberpad, you may accept this card as well.
If you just accept creditcards, if you have no online-connection to
the cardorganisation, your clients have to sign the slips (not just
enter the PIN) or if you still use the old card-imprinters you cannot
accept this cards. If in doubt, ask your card-processor / clearinghouse
(Mastercard, Visa, Europay, etc.)
What is the difference to a creditcard-clearing?
In contrast to creditcards (where the amount will be charged to the
buyer later) a debitcard will be charged in the moment of the purchase
and the amount is withdrawn immediately from the card. Therefor the
coverage of the card must be checked and confirmed at the moment of
purchase. This can be done only, if you are online with your creditcard-clearinghouse.
Your advantage is, that the debitcard is definately covered (no overdrawing
possible), you get the money immediately and for sure and there will
be no reverse transfers of accounts.
How can i get a card-scanner to accept this cards?
Please contact your card-processor / clearinghouse (Mastercard, Visa,
Europay, etc.) to discuss the necessary steps.
How can i use this card in e-commerce?
Debitcards are the perfect solution for your online-shop, becouse they
eliminate many forms of abuse. If you already accept debitcards (in
your shop the buyer can select payment by credit- or debitcard) you
can accept this card.
Crucial is, that the identification of the cardowner is done by entering
the cardnumber and the PIN-Code.
Can i utilize this card also in the case if i do not want to accept
creditcards and don't want to make the clearing through a cardorganisation?
You can accept payments from your clients card to your Maestro-Debitcard
(Card-to-Card Transfers) and the funds will be credited to your card-account
immediately without a clearinghouse in between.
To do so, you have to give your cardnumber to your client and he can
arrange the card-to-card transfer under the link www.virtual-atm.com
online. Since the transaction will show no details you should ask your
client for his cardnumber to identify and assign payments - especially
if you expect several payments with the same amount.
Which fees will be charged to accept this cards?
Usually the fees for this cards are much cheaper thar regular creditcard-fees.
Please ask your card-clearinghouse for details.
For more questions as merchant
from companies (keyaccount-clients):
please send us a mail or
ask your card-clearinghouse for details.
Can i pass this cards to my staff?
Yes, no problem. The cards are anonym, with no name on it and can be
passed on anytime to everybody.
Is this a risk for me?
No, the card is covered up to the amount paid on the card and cannot
been overdrawn. Also the card is not connected to your private or company
bankaccount. An abuse by illoyal employees is impossible.
Can i pay the salary to the cards?
Yes, the card is perfect to send money to your employees or partners
(e.g. in Affiliate-Programs) worldwide at low cost. Perfect to transfer
even small amounts (Micropayments). Your staff can withdraw their money
immediately at any ATM in the local currency without expensive fees
for cashing checks, wire-transfers and money-exchange. Especially micropaymants
(small amounts of a few Dollar only) can't be done quicker and cheaper.
May i resell the cards?
No. Since the enduser must be known to the bank and we are responsible
for a correct registration, we do not allow anybody to resell
the cards to third parties. You can refer the card in the framework
of our affiliate-program and you will get commissions for your
reference, but we do not supply cards to reseller!
May i include this offer in my own MLM-System?
We are no competitor to other, existing MLM-programs, but a supplement
to every partnerprogram, helping them in all means of money transfer.
You may use the cards to pay your partners or as an incentive.
After signing up as Reseller
you will have access to the members area in which you will find
the conditions for key-account clients (bulk
orders). For details how to integrate our product in your
partnerprogram, you may contact us by mail.
Cards may not be resold but will be sent only direct to the enduser
or to companies to pass them to their employees only!
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